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The Western Union Company is a holding company which engages in the provision of money transfer and payment services. It operates through the following segments: Consumer-to-Consumer, Business Solutions and Other. The Consumer-to-Consumer segment facilitates money transfers between two consumers. The Business Solutions segment offers payment and foreign exchange solutions, primarily cross-border and cross-currency transactions for small and medium size enterprises and other organisations and individuals. The Other segment comprises electronic-based and cash-based bill payment services. The company was founded in 1851 and is headquartered in Denver, CO.