How do I apply for a Bitpanda business account?

Simply create a business account by using this link and follow the instructions which you will receive via email. Once signed up, complete the verification process . Please note that the person applying for the business account must be authorised to act on behalf of the company. Submit your application along with the necessary documentation to business-signup@bitpanda.com . Do you need help or have any questions? Our team is available for you from 8 am to 6 pm, Monday-Friday. Submit a request or book a call with one of our dedicated specialists.

What documents and information are required for the application?

Company information: Extract from the company register Information about the shareholders & beneficial owners (in form of extracts from the local registers) Ownership structure showing the levels up to the ultimate beneficial owners (if the ownership has more than one level) Proof of Funds/Wealth: Bank account statements from all relevant bank accounts Most recent financial statements (annual accounts, balance sheets, profit & loss)

Are there any restrictions in place for eligibility?

Please consider that there are services or countries of incorporation which we do not support. Also, even though your country/service is accepted, your onboarding application may not be accepted due to other internal business policy reasons.

How long does the onboarding process typically take?

Your application might take between 2 to 4 weeks to be processed. If the required documents are incomplete, our team will need additional information from you leading to longer processing times.

Are there any costs or fees associated with creating a Bitpanda business account?

Creating a Bitpanda Business account is completely free. We do not charge any account creation or maintenance fees.

What measures are in place to protect my business data and ensure business funds' safety?

We take the safety of our customers and their funds very seriously. We only process your data for the purposes permitted according to GDPR, and have several security measures in place to make sure your business data is safely stored and processed. Crypto assets are stored in highly-secure cold storage facilities that are examined by an external auditor. Your assets are yours. You can find more information on how we handle security at Bitpanda here .

How can my business benefit from using Bitpanda Cash Plus?

Each month more extra: high-yield returns, which are paid out on a monthly basis Full flexibility thanks to 24/7 trading availability with no restrictions No ongoing costs, such as custody fees or similar, and no fixed or minimum costs per transaction No limits: Invest up to 100m EUR (or more on request) Always up to date: Yields are immediately adjusted with central bank interest rate changes

Is Bitpanda Cash Plus also suitable for small businesses or is it targeted towards established companies?

Bitpanda Cash Plus is suitable for every size of business, giving you the option to invest your cash and generate returns higher than many traditional savings accounts, all while maintaining liquidity and safeguarding your capital.

Are there any fees or charges? What are the limits?

Using Bitpanda Cash Plus is completely free. You won’t be charged any custody fees, and there are no fixed or minimum costs per transaction.

Are my funds secured against unforeseen events impacting my business?

Bitpanda Cash Plus is a non-deposit investment product and consequently not protected by a deposit guarantee scheme. Before you invest, please check the current prospectus and the derivative contract for further details and the relevant risks described in the investor information document .

Why are my yields not shown correctly?

Additional features and improvements are on their way. So you will be able to see the correct yields by the end of August. However, it's also important to mention that although Bitpanda Cash Plus money market funds are generally considered low-risk and have the highest possible ratings, returns from Bitpanda Cash Plus can still rise or fall and are subject to change.

Are received yields taxable events?

Yes, they are. Please contact your tax advisor for further information about your individual situation. More information can be found here .

When does the payout happen?

The payout is distributed monthly and based on the amount of money you had invested and the duration of investing. Your dividend will get paid on the fourth Austrian bank working day of the next month you moved your asset to Bitpanda Cash Plus. Your total yields and the next payout date are always visible in your Cash balance overview in your Bitpanda wallet. All past payouts can be found in your transaction history.

Is there a dedicated account manager or support for business customers?

If you have questions or feedback regarding your business account, our team is available from 8 am to 6 pm, Monday-Friday. You can submit a request via our contact form or book a call with one of our dedicated specialists.

Earn 3.14% and more on your cash - also for business customers

Open a Bitpanda business account and invest your idle cash

Open a Bitpanda account for your Business. Earn bank beating returns on cash, benefit from international payment options, and invest in a wide range of digital assets - all on one of the safest and most secure platforms in Europe. Without any account management fees.

Open a Bitpanda business account Open a Bitpanda business account Book onboarding slot

Regulated

European based, we operate on VASP registrations, MiFID II, E-Money and PSD II licences and hold a licence for custody and proprietary trading of crypto assets in Germany.

Best-in-class security

Crypto funds are secured in offline wallets. Fully compliant with European data, IT and money laundering security standards - ISO 27001 certified.

Trusted

12,000+ happy business customers trust Bitpanda already. We are proud about our excellent customer ratings, including Trustpilot.

Read reviews

Explore our services for business clients

Business-friendly sign-up and deposit options

Bitpanda business accounts are free - we don’t charge any account management or onboarding fees
Our business customer care team supports your onboarding process by phone or email, from sign-up to first successful trade
Direct access via web browser or mobile iOS and Android app solutions. However you manage your cash, we have the right option for your business
Deposit EUR, USD, CHF, GBP and many more currencies from your Bitpanda business account via instant SEPA bank transfer - or choose one of many other payment options

Overview on payment methods Overview on payment methods

Bitpanda Cash Plus - earn 3.14% on EUR and even more on your idle cash

With Bitpanda Cash Plus, you and your business benefit from the high yields of money market funds without any entry barrier
Earn bank-beating returns for your business: 3.14% on EUR, 4.26% on GBP, or 4.36% on USD and even more with Bitpanda Cash Plus.
We accept cash investments up to 10m EUR
Your cash is fully flexible, no lock in periods apply - you can invest all cash or only fractions at any time in any other digital asset on Bitpanda
Returns are paid out monthly and will land in your account earning you extra yield

Bitpanda Cash Plus for businesses - FAQ Bitpanda Cash Plus for businesses - FAQ

Invest 24/7 in 3,000+ digital assets

Access our superior product offering in crypto, crypto indices, stocks*, ETF* and precious metals to invest your business idle cash - our offering of 3000+ digital assets is fully available to business customers
Bitpanda for business offers trading & investing 24/7

Overview on all our digital assets Overview on all our digital assets

Dedicated business customer support

Our dedicated business support team is specifically trained for the investment needs of business customers
E2E support from account opening to deposit & trading
We provide all business-specific documentation that you may require

Book support slot Book support slot

How it works?

Get started in a few clicks

At Bitpanda we follow all KYC and AML procedures. If you have any questions throughout our onboarding process, feel free to book an onboarding support slot with our dedicated business customer support team.

Open your account

Verify

Following your successful sign up you will receive a welcome email from our customer support. Please provide the required documentation.

Deposit

After successful verification choose from our various payment options and deposit your idle cash balance.

Start investing

Choose from Bitpanda’s superior product offering and start investing in our 3,000+ digital assets or simply manage your idle cash with Bitpanda Cash Plus.

Open a Bitpanda business account Open a Bitpanda business account Book onboarding support slot

FAQ

Common questions about Bitpanda Business

How do I apply for a Bitpanda business account?
- Simply create a business account by using this link and follow the instructions which you will receive via email.
- Once signed up, complete the verification process. Please note that the person applying for the business account must be authorised to act on behalf of the company.
- Submit your application along with the necessary documentation to business-signup@bitpanda.com.
- Do you need help or have any questions? Our team is available for you from 8 am to 6 pm, Monday-Friday. Submit a request or book a call with one of our dedicated specialists.
What documents and information are required for the application?
Company information:
- Extract from the company register
- Information about the shareholders & beneficial owners (in form of extracts from the local registers)
- Ownership structure showing the levels up to the ultimate beneficial owners (if the ownership has more than one level)
- Proof of Funds/Wealth:
- Bank account statements from all relevant bank accounts
- Most recent financial statements (annual accounts, balance sheets, profit & loss)
Are there any restrictions in place for eligibility?
Please consider that there are services or countries of incorporation which we do not support. Also, even though your country/service is accepted, your onboarding application may not be accepted due to other internal business policy reasons.
How long does the onboarding process typically take?
Your application might take between 2 to 4 weeks to be processed. If the required documents are incomplete, our team will need additional information from you leading to longer processing times.
Are there any costs or fees associated with creating a Bitpanda business account?
Creating a Bitpanda Business account is completely free. We do not charge any account creation or maintenance fees.
What measures are in place to protect my business data and ensure business funds' safety?
We take the safety of our customers and their funds very seriously. We only process your data for the purposes permitted according to GDPR, and have several security measures in place to make sure your business data is safely stored and processed. Crypto assets are stored in highly-secure cold storage facilities that are examined by an external auditor. Your assets are yours. You can find more information on how we handle security at Bitpanda here.

Common questions about Cash Plus for Bitpanda Business

How can my business benefit from using Bitpanda Cash Plus?
- Each month more extra: high-yield returns, which are paid out on a monthly basis
- Full flexibility thanks to 24/7 trading availability with no restrictions
- No ongoing costs, such as custody fees or similar, and no fixed or minimum costs per transaction
- No limits: Invest up to 100m EUR (or more on request)
- Always up to date: Yields are immediately adjusted with central bank interest rate changes
Is Bitpanda Cash Plus also suitable for small businesses or is it targeted towards established companies?
Bitpanda Cash Plus is suitable for every size of business, giving you the option to invest your cash and generate returns higher than many traditional savings accounts, all while maintaining liquidity and safeguarding your capital.
Are there any fees or charges? What are the limits?
Using Bitpanda Cash Plus is completely free. You won’t be charged any custody fees, and there are no fixed or minimum costs per transaction.
Are my funds secured against unforeseen events impacting my business?
Bitpanda Cash Plus is a non-deposit investment product and consequently not protected by a deposit guarantee scheme. Before you invest, please check the current prospectus and the derivative contract for further details and the relevant risks described in the investor information document.
Why are my yields not shown correctly?
Additional features and improvements are on their way. So you will be able to see the correct yields by the end of August. However, it's also important to mention that although Bitpanda Cash Plus money market funds are generally considered low-risk and have the highest possible ratings, returns from Bitpanda Cash Plus can still rise or fall and are subject to change.
Are received yields taxable events?
Yes, they are. Please contact your tax advisor for further information about your individual situation. More information can be found here.
When does the payout happen?
The payout is distributed monthly and based on the amount of money you had invested and the duration of investing. Your dividend will get paid on the fourth Austrian bank working day of the next month you moved your asset to Bitpanda Cash Plus.
Your total yields and the next payout date are always visible in your Cash balance overview in your Bitpanda wallet. All past payouts can be found in your transaction history.
Is there a dedicated account manager or support for business customers?
If you have questions or feedback regarding your business account, our team is available from 8 am to 6 pm, Monday-Friday. You can submit a request via our contact form or book a call with one of our dedicated specialists.