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BITPANDA CASH PLUS

Earn more on your cash

Earn high-yield returns for EUR, GBP, and USD and benefit from 24/7 availability.

Join Cash Plus
  • 2.52%

    up to 2.83% for BEST VIP on EUR

  • 3.79%

    up to 4.26% for BEST VIP on USD

  • 3.82%

    up to 4.30% for BEST VIP on GBP

Cash Plus is brought to you by Bitpanda Financial Services GmbH as a derivative. Derivatives are contracts replicating a specific underlying. For Cash Plus the underlyings are selected money market funds. Actual payout may differ significantly from performance of the underlying Money Market Fund, as a result of fees and charges.

Bitpanda GmbH is not a bank, nor are any of its affiliates. This is a non-deposit investment product and consequently not protected by a deposit guarantee scheme. Before you invest, please check the current prospectus.

The return shown is based on the current performance of the underlying and can therefore fluctuate accordingly. Past performance is never an indication of future results.

  • Fully flexible

    You can withdraw at any time (even at night and on weekends) with no lock in periods.

  • No limits

    We believe you shouldn’t be limited in how you benefit from Bitpanda Cash Plus. That’s why you can invest up to 10m EUR.

  • Always up to date

    Yields will be immediately adjusted with central bank interest rate changes - there is no limited offer period on Cash Plus.

  • Safe and regulated

    European regulated crypto & securities broker platform and fully compliant with European data, IT and money laundering security standards.

EFFORTLESS EARNINGS

Switch on bank beating returns

The revolutionary design of Bitpanda Cash Plus means our yields outperform those offered by most conventional current accounts. And Bitpanda Cash Plus money market funds constantly track and adjust yields in line with any changes in central bank rates.

BEST PERKS

Benefit the most as BEST VIP

Become a BEST VIP to get your bonus on the yields

As a BEST VIP you get a bonus of up to 12.5%, resulting in higher yields
BEST VIP Level BEST VIP Bonus EUR yield USD yield GBP yield

*YIELDS AS OF OCTOBER 1, 2024

START EARNING

Join Bitpanda Cash Plus

  • 1. Activate Cash Plus

    Open the Bitpanda App, deposit EUR/GBP/USD or tap on your available EUR/GBP/USD balance.

  • 2. Appropriateness test

    Complete our quick appropriateness test if you haven’t done so already.

  • 3. Start earning

    By switching the toggles you accept the derivative contract and start earning a yield.

FAQ

Common questions about Bitpanda Cash Plus

This product is brought to you by Bitpanda Financial Services GmbH as a derivative. Derivatives are contracts replicating a specific underlying. For Cash Plus the underlyings are selected money market funds. Actual payout may differ significantly from performance of the underlying Money Market Fund, as a result of fees and charges.
Bitpanda GmbH is not a bank, nor are any of its affiliates. This is a non-deposit investment product and consequently not protected by a deposit guarantee scheme.
Before you invest, please check the current prospectus. Past performance is fictional, for illustrative purposes only and not an indication of future results.

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Legal documents

Underlying assets

  • Money Market Fund EUR

    ISIN:  IE000GWTNRJ7
    Name: BlackRock ICS Euro Liquidity Fund
    Total expense ratio: 0.100%
    Provider: BlackRock Asset Management Ireland Limited
    Yield: 3.15%

    KID download

  • Money Market Fund USD

    ISIN: IE00B44BQ083
    Name: BlackRock ICS US Dollar Liquidity Fund
    Total expense ratio: 0.100%
    Provider: BlackRock Asset Management Ireland Limited
    Yield: 4.74%

    KID download

  • Money Market Fund GBP

    ISIN: IE00B3L10356
    Name: BlackRock ICS Sterling Liquidity Fund
    Total expense ratio: 0.100%
    Provider: BlackRock Asset Management Ireland Limited
    Yield: 4.78%

    KID download

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