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BPER Banca S.p.A. engages in the provision of banking services. It operates through the following segments: Retail, Private, Corporate, Large Corporate, Finance, Corporate Center and Other Activities. The Retail segment refers to individuals and joint accounts not regulated by the BPERPrivate service, sole traders and partnerships or limited companies. The Private segment deals with businesses conducted with individuals and from joint accounts regulated by the BPERPrivate service. The Corporate segment transacts with public administration, non-financial and non-resident companies and non-financial partnerships and companies. The Large Corporate segment also conducts business with non-financial partnerships and companies with high turnovers. The Finance segment derives its operations from treasury activities, investment portfolio management and access to financial markets, as well as specialist operational support for the commercial network. The Corporate Center focuses on the corporate governance of the company, strategic decisions and results, and from activities directly connected to other business areas. The Other Activities segment specialises in the non-banking companies of the group. BPER Banca has its roots in 1867 and is headquartered in Modena, Italy.