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Zurich Insurance Group AG is a holding company which engages in the provision of insurance products and related services. It operates through the following segments: Property and Casualty, Life, Farmers, Group Operations and Non-Core Businesses. The Property and Casualty segment provides motor, home & commercial products and services for individuals, as well as small and large businesses on both a local and global basis. The Life segment refers to the comprehensive range of life and health insurance products on both an individual and a group basis, including annuities, endowment and term insurance, unit-linked and investment-oriented products, as well as full private health, supplemental health and long-term care insurance. The Farmers segment includes non-claims administrative and management services to the Farmers Exchanges, which are owned by policyholders. The Group Operations segment comprises the Group´s Holding and Financing and Headquarters activities. The Non-Core Businesses segment includes insurance and reinsurance businesses that the Group does not consider core to its operations and that are therefore mostly managed to achieve a beneficial run-off. The company was founded in 1872 and is headquartered in Zurich, Switzerland.