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Temenos AG is a holding company which engages in the development, marketing and sale of banking software systems. It operates through the Products and Services segments. The Product segment markets, licenses and provides software solutions and subscription arrangements. The Services segment offers consulting and training activities. The company offers cloud-native, cloud-agnostic and Artificial Intelligence-driven front office, core banking, payments and fund administration software products. Temenos was founded by George Koukis in 1993 and is headquartered in Geneva, Switzerland.