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Prudential Financial, Inc. engages in the provision of financial products and services including life insurance, annuities, mutual funds and investment management to both individual and institutional customers. It operates through the following segments: PGIM, Retirement, Individual Life, Assurance IQ, International Businesses and Corporate and Others. The PGIM segment provides a broad array of asset management and advisory services related to public and private fixed income, public equity and real estate, commercial mortgage origination and servicing, and mutual funds and other retail services to institutional, private and sub-advisory clients (including mutual funds), insurance company separate accounts, government sponsored entities and the Company’s general account. The Retirement segment provides retirement investment and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors. The Individual Life segment develops and distributes individual variable life, term life and universal life insurance products primarily to the U.S. mass middle, mass affluent and affluent markets. The Assurance IQ segment offers solutions to meet consumers financial needs. The International Businesses segment manufactures and distributes individual life insurance, retirement and related products to the mass affluent and affluent markets in Japan, Korea and other countries through its Life Planner operations. The Corporate and Other Operations segment include corporate item or businesses that have been or will be divested. The company was founded by John Fairfield Dryden on the 30th of May, 1848 and is headquartered in Newark, NJ.