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Annaly Capital Management, Inc. engages in the investment and financing of residential and commercial assets. It operates through the following investment groups: Agency, Residential Credit and Middle Market Lending. The Agency group invests in agency mortgage-backed securities. The Residential Credit group involves non-agency residential mortgage assets within securitised products and whole loan markets. The Middle Market Lending group provides financing to private equity-backed middle market businesses across capital structures. The company was founded by Michael A. J. Farrell and Wellington Jamie Denahan-Norris in 1996 and is headquartered in New York, NY.