Is Bitpanda regulated?

Crypto-asset services are provided by Bitpanda GmbH (FN 569240v), authorised by the Austrian Financial Market Authority (FMA) under MiCAR. Other products are offered under different regulatory frameworks with different levels of protection, and not all products are regulated.

Does Bitpanda charge a fee to transfer crypto from other platforms?

No. There’s no Bitpanda-charged fee for incoming crypto deposits. You should expect to be required to pay the network or withdrawal fee charged by the platform you’re sending from.

How long does a crypto transfer to Bitpanda take?

Most transfers arrive within 10–30 minutes, depending on the coin and network. During network congestion it can take longer. Send a small test transaction first to make sure everything works.

Can I transfer staked assets to Bitpanda?

Not directly. Staked assets usually have to be unstaked on the platform you’re sending from first, and some coins have an unbonding period. Once they’re available, withdraw them to your Bitpanda wallet. You can then stake supported assets through Bitpanda Earn.

What if an asset I hold isn’t available on Bitpanda?

Check the supported assets list before you send. Only send assets on a network Bitpanda supports for that asset, because crypto sent to an unsupported asset or network may not be recoverable. Selling or converting crypto may be a taxable event depending on where you live.

What fees does Bitpanda charge?

Crypto on Bitpanda: a buy and sell premium of 0.99%–2.49%, depending on the asset, added to the market priceStocks and ETFs: €1 per trade, no custody feesBitpanda Fusion: from 0.25% down to 0.02%, based on your 30-day trading volume. Spreads and other costs may apply.Crypto deposits: no Bitpanda-charged fee. Network fees may apply.EUR via SEPA: no Bitpanda fee for deposits or withdrawals. Your bank may charge.Third-party methods: PayPal 1.49%, Klarna 0.49% per deposit transaction.

How does Bitpanda handle crypto taxes?

In Austria, Bitpanda deducts capital gains tax (KESt) on your crypto gains. Other tax obligations may still apply. In all markets, you get a yearly overview of your gains and losses, ready for your tax return or your tax advisor. Bitpanda does not provide tax advice.

What is Bitpanda Fusion and who is it for?

Bitpanda Fusion is Bitpanda’s advanced trading platform for active and high-volume traders. It offers 2,000+ trading pairs, advanced order types and degressive fees from 0.25% down to 0.02%. Fusion’s order book reflects aggregated market data from 12+ external venues. Fusion is not an exchange or MTF: Bitpanda is your sole contractual counterparty and fulfils all orders directly.

For advanced traders

Move your crypto to a MiCA-licensed platform

You already know how to trade.

Now imagine doing it on a platform built for Europe,
with 650+ cryptocurrencies, stocks, ETFs, metals and staking in one app,
and crypto services licensed under MiCA.

Move your asset to Bitpanda

Two ways to trade on Bitpanda

Invest across asset classes in one app, or trade crypto actively on Bitpanda Fusion. You use the same account for both.

Criteria	Bitpanda	Bitpanda Fusion
Built for	Investing across asset classes in one app	Active and high-volume crypto traders
What you can trade	650+ crypto assets, 10,000+ stocks and ETFs¹, precious metals, crypto indices	2,000+ crypto trading pairs, incl. native CHF and GBP quote currencies
Fees	Crypto: 0.99%–2.49% premium, depending on the asset. Stocks and ETFs: €1 per trade	From 0.25% down to 0.02%, based on your 30-day trading volume
Tools	Savings plans, Earn, Staking, swaps between asset classes	Advanced order types (market, limit, stop), TradingView charts
API and AI integrations	Bitpanda API, Bitpanda MCP, AI plugin	Fusion API, Fusion MCP

¹ ETFs are not available in Switzerland.

Open Bitpanda Account

What you get with Bitpanda

Bitpanda Fusion for active traders

Bitpanda Fusion is Bitpanda’s advanced trading platform for active and high-volume traders.

2,000+ trading pairs, incl. native CHF and GBP quote currencies.
Prices across 12+ venues: Fusion’s order book reflects aggregated market data from 12+ external trading venues².
Advanced order types and TradingView charts
Degressive fees: from 0.25% down to 0.02%, lowered automatically as your 30-day volume grows. Spreads and other costs may apply.

Open a Bitpanda Fusion account

Bitpanda Earn: staking and stablecoin rewards

Earn through Staking: Start staking 40+ supported coins and tokens and earn weekly rewards automatically.
Earn on stablecoins: Lend USDC or EURCV to Bitpanda and earn rewards of up to 7% APY*, paid weekly. A 14-day lock-in period applies. Not available in Austria.

stake more than 40 coins for crypto yield on Bitpanda

Regulated under MiCA

More than 7 million people have chosen Bitpanda since 2014. Regulated crypto-asset services are provided by Bitpanda GmbH which is licensed under MiCA, the EU’s rulebook for crypto-assets and supervised by the Austrian Financial Market Authority (FMA).

Each Bitpanda product comes with its own rules and level of protection, and not every product is regulated. You’ll find the details on each product’s page.

Bitpanda is fully EU regulated with 16 European licences including MiCAR

650+ crypto assets, plus stocks, ETFs and metals in one app

Buy and sell 650+ crypto-assets with 10+ fiat currencies,Swap from crypto into stocks, ETFs or precious metals in minutes.

Stocks and ETFs: Trade 10,000+ stocks and ETFs at €1 per trade, with no custody fees.
Precious metals: Buy, sell or swap physically backed gold, silver, platinum and palladium, stored in Switzerland.

Bitpanda offers crypto, stocks, metals, indices and ETFs on one app

Tax made simpler

Austria: Bitpanda automatically deducts capital gains tax (KESt) on your crypto gains. Other tax obligations may still apply.
Everywhere: Get a yearly overview of your gains and losses, ready for your tax return or your tax advisor. Bitpanda does not provide tax advice.

Earn up to 7 APY on stablecoins with Bitpanda

A crypto spending card that works across Europe

The Bitpanda Card lets you spend any asset in your wallet including crypto, stocks, metals at any Visa retailer. Cashback on every transaction, no regional restrictions.

Bitpanda card is one of the best ways to spend crypto

² Aggregated from 12+ venues as of July 2026. Venue mix is subject to change. * Rewards are variable, not guaranteed, and paid after Bitpanda’s commission is deducted. The stated annual percentage yield (7% APY) represents the cumulative return composed of a 3% fixed Base Reward and a variable Bonus Reward. The Bonus Reward is granted voluntarily and at Bitpanda’s sole discretion and may change in 14-day cycles.

Moving your funds as an active trader?

Before you move your crypto, run through these five checks:

Check the licence. Look up the provider in the ESMA register of MiCA-authorised crypto-asset service providers, or in your national regulator’s register.
Know the full costs. Compare trading fees, spreads, and deposit, withdrawal and network fees, not just the headline trading rate.
Match the network and address. Use the same network on both sides, copy any memo or tag, and send a small test amount first.
Secure your account. Turn on two-factor authentication, use a unique password, and give API keys only the permissions you need. Never share your password, 2FA codes or API secrets with anyone.
Think about tax. Selling or converting crypto before you move it may be a taxable event, depending on where you live. If you’re unsure, check with a tax advisor.

If you trade actively, Bitpanda Fusion offers advanced order types, API access and degressive fees from 0.25% down to 0.02%, based on your 30-day trading volume. Spreads and other costs may apply.

How to transfer your crypto to Bitpanda

Move crypto from another exchange or wallet in three steps.

Set up your Bitpanda account

Open your account in minutes and complete identity verification. Once you’re verified, you get a deposit address for every coin and network Bitpanda supports.

Make sure to check your wallet address before trasnferring

Find your deposit address

In Bitpanda, go to the coin you want to receive and tap Deposit → Crypto deposit. Choose the network (e.g. ERC-20, Solana, BTC) and copy the address. If a memo or tag is shown, copy that too. Coins like XRP and ATOM require one.

Send your crypto

On the platform you’re sending from, start a crypto withdrawal. Paste your Bitpanda deposit address (plus memo or tag if needed) and choose the same network. Check the amount and any fees that platform charges before you confirm.

Most coins arrive in under 30 minutes. Bitpanda never charges for incoming crypto deposits.

Switch to Bitpanda now

FAQs about transferring crypto

Didn't find your answer? Visit Bitpanda Support or reach out to our team directly.

Visit Bitpanda Support

Investing in crypto-assets involves risks, including high volatility and the potential loss of capital. Carefully assess the risks before investing. Crypto-asset services are provided by Bitpanda GmbH (FN 569240v), authorised by the Austrian Financial Market Authority (FMA) in accordance with Regulation (EU) 2023/1114 (MiCAR). Stella-Klein-Löw-Weg 17, AT-1020 Vienna.
Bitpanda will be your sole contractual counterparty for any trades on the Bitpanda Fusion Platform, acting as principal. Not an exchange or MTF. All orders are fulfilled directly by Bitpanda. Bitpanda Fusion can lead to increased losses if market conditions change unexpectedly. You must understand how each order type works and the potential risks associated with crypto-assets before accessing this Platform.
For more information about the Bitpanda Crypto Indices, including a detailed description of the product, the issuer and the risks, please download, read and analyse the prospectus which is available here in English and here in German (audited version). Make sure that you understand all the relevant aspects of the product and have read the prospectus before you invest in the Bitpanda Crypto Index.
Bitpanda Metals (M-Token) is offered by Bitpanda Metals GmbH (A-1020 Vienna, FN 511923 d), as an unregulated product. Investing involves risks, including loss of value and counterparty risk from third-party metal storage.
Earn on Stablecoins is an unregulated product by Bitpanda GmbH, A-1020 Vienna, Stella-Klein-Löw Weg 17. Not a banking or deposit product; no deposit protection applies. By lending e-money tokens to Bitpanda, ownership of the assets passes to Bitpanda for the term of the Earn transaction. You are exposed to counterparty, insolvency, and de-pegging risks. Rewards are variable and may change at Bitpanda’s discretion. See Earn Terms for details.
Execution-only services for stocks, ETF and ETC are provided by Bitpanda Financial Services GmbH. Not a public offer. This information is provided for information purposes only and does not constitute investment advice or a recommendation. Investing involves risk of loss, and past performance is not a reliable indicator of future results. Consider your circumstances and consult an independent adviser prior to investing.