Bitpanda Earn
Earn 7% APY on stablecoins
Put your USDC and EURCV to work. No caps. Weekly payouts. Zero limits on how much you hold.
A smarter way to hold stable assets
Your cash and stablecoins don't have to sit idle.
With Bitpanda Earn, you can now put your USDC and EURCV to work — earning 7% APY on your entire balance, no matter the size.
Whether you're an experienced crypto holder or just starting to explore alternatives to traditional savings accounts, stablecoins give you the predictability of fiat currencies with the yield potential of the crypto world.
Two stablecoins. One powerful opportunity.
Not sure which stablecoin is right for you? Here's what you need to know.
USDC
USDC is a fiat-backed stablecoin, which means 1 USDC is always backed by 1 US dollar held in reserve by the issuer. It's one of the most widely adopted, transparent, and trusted stablecoins in the world, giving you dollar stability with crypto-native yield.
EURCV
Issued by Société Générale-FORGE, EURCV is a fully collateralised, MiCA-compliant Euro stablecoin designed to bridge traditional finance and the digital asset world. Transparent, regulated, and fully backed, it's the Euro stablecoin built for the new era of finance.
Three steps to start earning
Log in to Bitpanda
Access your account or create one in minutes.
Buy or deposit USDC or EURCV
Buy directly on Bitpanda, with 0% fees on EURCV.
Activate Earn
Allocate your balance to Earn and start receiving weekly rewards at 7% APY.
Earn on Stablecoins is an unregulated product by Bitpanda GmbH, A-1020 Vienna, Stella-Klein-Löw Weg 17. Not a banking or deposit product; no deposit protection applies. By lending e-money tokens to Bitpanda, ownership of the assets passes to Bitpanda for the term of the Earn transaction. You are exposed to counterparty, insolvency, and de-pegging risks. Rewards are variable and may change at Bitpanda’s discretion. See Earn Terms for details.
*The stated annual percentage yield (7% APY) represents the cumulative return composed of a 3 % fixed Base Reward and a variable Bonus Reward. The Bonus Reward is granted voluntarily and at Bitpanda’s sole discretion and may change in 14-day cycles.