Trošite kriptovalutu kao gotovinu

In order to be eligible to order the Bitpanda Card, you have to fulfil the following two requirements:

• You have a verified Bitpanda account

• You must be a resident in a country in the euro area. These are countries that have adopted the euro as their primary currency.

• We have collected all the data required from you from your signup. At the moment, customers that verify their identity via “Bankident” cannot order a card.

We're in the process of moving your transaction history from the old card, and it’ll be available in the Bitpanda app in May.

Yes, at any time. You can use the Bitpanda App to manage your card. For instance, you initially set the Main payment asset to be Bitcoin but now you want to pay with Ethereum instead. No problem – This can be done at any time, instantly. You can also connect your EUR wallet, as well stocks*, ETFs* and metals.

To start using your card, just update your Bitpanda app, go to the Card section from your Profile, click on “activate” and enter your CVV. You can activate your new card in the Bitpanda app from 01.04.2025. Learn more here.

The minimum payment amount is €1.

During the card order process, you can select both a Main and an optional Fallback payment asset. These will be used to fund your card payments. The Main payment asset is the default asset to cover your transaction. If the balance of your Main payment asset is too low to fund the transaction, your card would normally be declined. In this case, however, the Fallback asset jumps into action and covers the respective payment to avoid a failed transaction.Note: You can change the main and Fallback asset at any time via the Bitpanda mobile app.

Nominalna vrijednost Bitpanda Card izražena je u EUR i sve povezane transakcije obrađuju se u EUR. Stoga će odgovarajući iznos povrata bilo koje vrste uvijek biti položen u tvoj fiducijarni novčanik na Bitpandi u EUR.

• All cryptocurrencies listed on Bitpanda

• All precious metals listed on Bitpanda

• Euro (other fiat currencies are currently not supported by the card)

• Stocks* and ETFs*

We are constantly adding more assets and currencies to the list, giving you more ways to spend.

Da. U slučaju oštećenja, gubitka ili krađe kartice, svoju karticu možeš ponovno naručiti u mobilnoj aplikaciji Bitpanda po cijeni od 9,90 EUR. Imaj na umu da možeš imati samo jednu aktivnu Bitpanda Card u isto vrijeme.

Your Bitpanda Card transactions are protected by state-of-the-art Visa anti-fraud detection systems and monitored by Bitpanda to flag any suspicious behaviour. Additionally, you can block and unblock your card at any time using the Bitpanda mobile app. If you want to deactivate your card permanently, please contact our customer support.

Most payments fail due to insufficient funds. You should make sure your chosen payment asset has sufficient funds to cover the payment amount. Otherwise, you can switch to a different wallet or asset that has the sufficient amount in it. For other common reasons a payment may fail and what to do if your payments fail, please refer to our Helpdesk articles.Note: If you have been asked to provide "Proof of funds", all payout options including the Bitpanda Card will be disabled until the requested documents have been submitted, processed and approved.

Možeš imati informacije o svojoj potrošnji karticom nadohvat ruke. U trenutku kada platiš karticom, odmah ćeš primiti automatsku obavijest sa sažetkom svojeg plaćanja, uključujući upotrijebljenu imovinu i dodijeljeni cashback (više informacija o cashbacku navedeno je u nastavku), koja će se prikazati na zaslonu tvojeg telefona. Osim toga, možeš pronaći pregled povijesti svojih plaćanja i povijesti trgovanja u svojoj mobilnoj aplikaciji Bitpanda.

In order to use your Bitpanda card, you need to set up a “Main payment asset”. You can use any asset* you hold on Bitpanda as your Main payment asset, this includes fiat (EUR), all crypto-assets, stocks and precious metals. Your card is then connected to your Main payment asset at all times, which is used to fund your card payments. This means at the moment you complete a purchase or cash withdrawal with your card, your asset will instantly and automatically be traded to EUR and deducted from your EUR fiat currency wallet to complete the payment. Of course, you can always switch your Main payment asset via the Bitpanda App at any time.You can also set up a “Fallback payment asset”. The Fallback payment asset is optional but recommended to add. If a payment is too big to be covered by the connected Main payment asset, the full amount will be deducted from the fallback wallet. This helps avoid failed transactions if your main wallet is running low on funds.

*except the Bitpanda Crypto Indices

Your card will typically be shipped within 3-7 working days. Shipping times may vary depending on the destination country and the delivery location within each country.

Ako ispunjavaš prethodno navedene kriterije, moći ćeš naručiti Bitpanda Card. Samo odaberi opciju „Kartica” u izborniku svojeg računa na platformi Bitpanda i slijedi upute prikazane na zaslonu.

Bitpanda Card je debitna kartica, stoga njezinom upotrebom ne možeš akumulirati dug. Povezana je s tvojim računom na platformi Bitpanda i omogućava ti trošenje sredstava izravno iz bilo kojeg od tvojih novčanika, neovisno o tome je li riječ o fiducijarnoj valuti, kriptoimovini, dionicama ili kovinama. Možeš je upotrebljavati za internetska plaćanja, kupnju namirnica u trgovini ili za isplate na bankomatima. Budući da je Bitpanda Card povezana s Visa sustavom plaćanja, može se upotrebljavati bilo gdje u svijetu gdje se Visa kartica prihvaća.

Plaćanje kriptovalutama, na primjer, bitcoinom (BTC) kao zadanom imovinom za Bitpanda Card, uključuje trgovanje iz kriptovalute u euro. Stoga, to je obično oporezivi događaj. Međutim, imaj na umu da oporezivi događaji ovise o tvojoj individualnoj poreznoj situaciji i specifični su za svaku zemlju. Isto tako imaj na umu da ti Bitpanda ne može pružiti nikakvu poreznu podršku i preporučujemo da se obratiš svojem lokalnom poreznom savjetniku za više informacija. Imaj na umu da možeš upotrijebiti i svoj novčanik za euro s Bitpanda Card, što ne uključuje oporezivi događaj kada se plaćanje vrši Bitpanda Card

Cashback is available for purchases made using crypto. Your payments will be excluded from the Cashback programme if fiat (€), Bitpanda Stocks, Metals, stablecoin and other assets other than crypto are your selected payment asset.

Više informacija pronađi na stranicama naše službe za podršku.