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Bitpanda Savings Plan

Build your portfolio with a savings plan on Bitpanda and set recurring buys in crypto, stocks, ETFs, ETCs, metals, and all 8 Bitpanda Crypto Indices. Enjoy a simple and flexible cost-averaging strategy: just set and forget.
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Invest

Invest a fixed amount into selected assets on a recurring schedule.

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Frequency

Select weekly, bi-weekly or monthly investment intervals.

Payments

Pay with Visa, Mastercard, PayPal or via bank transfer.

Flexibility

Create multiple savings plans and pause or resume anytime.

Why invest with a savings plan

A savings plan helps you invest regularly without needing to react to short-term market movements. It supports a consistent approach and helps you build your portfolio over time.

  • Invest automatically on a fixed schedule.

  • Benefit from cost averaging by spreading your investments over time.

  • Reduce the impact of price fluctuations over time.

  • Start with small amounts and grow at your own pace.

  • Pause or stop whenever you want.

Want to understand how cost averaging works and how it benefits you in building your wealth over time?

Read our Bitpanda Academy article! 

Types of savings plans on Bitpanda

With Bitpanda, you can invest across multiple asset classes from a single account and build a diversified portfolio on your terms.

Crypto savings plans

  • Start from € 10

  • Automated recurring investments

  • Trading premiums from 0.99%*

Stock savings plans

  • € 0 buy order fee for stocks savings plans

  • Invest in well-known global companies

  • Build your portfolio over time

ETF savings plans

  • € 0 buy order fee for ETF savings plans

  • Diversify across markets and sectors

  • Access ETFs from leading global providers

ETC savings plans

  • Gain exposure to commodities

  • Simple way to invest in gold, oil and more

  • Recurring investment approach

Metals savings plans

  • Invest in physical precious metals

  • Includes gold, silver, platinum and palladium

  • Securely stored on your behalf

Bitpanda Crypto Index savings plans

  • Invest in a diversified basket of crypto assets

  • Based on the Bitpanda Crypto Index, the first real crypto index

  • 1.99% premium

Join millions who trust us

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Trusted by millions

Over 14k reviews and 4/5 rating on Trustpilot.
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European regulated

Fully compliant with MiCAR and MiFID II.
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Secure and easy to use

Built to keep your funds safe and your experience simple.

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Best in payments

12+ secured and popular deposit options.

How to set up a savings plan

Setting up a savings plan on the Bitpanda platform is quick and straightforward. You can do it in just a few steps, whether you’re on desktop or using the app.

  • 01

    Navigate (Desktop)

    Go to your user icon and open Savings plans, then click Add savings plan.
    Build your savings plan
  • 02

    Navigate (Mobile)

    Tap Trade, then Savings.
  • 03

    Configure

    Choose your asset, select your fiat currency and payment method. Add or select your bank account if using SEPA.
  • 04

    Schedule

    Set your amount and frequency, then review your plan.
  • 05

    Confirm

    Confirm your details, complete the verification step and you’re set.
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What you pay, at a glance

€ 0

To set up your savings plan

€ 0

For fiat deposits

€ 0

Buy order fee for most securities savings plans

from 0.99%

Crypto trading premiums, depending on the asset*

Other costs (e.g. spreads, inducements, foreign exchange and product costs and taxes) may apply and reduce returns. See our Cost Transparency Document for crypto assets and securities  (stocks, ETFs and ETCs) for details on our standard pricing and fee structure.

Learn more about savings plans

Explore more resources to get the most out of your savings plan.

Get help with your Bitpanda Savings plan on our Helpdesk.

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This content is provided for marketing communication purposes and aims to offer non-binding information only. It does not constitute advice, a recommendation or an invitation to conclude a transaction.

The Bitpanda Savings Plan enables the ongoing acquisition of assets on the platform. This product is not a deposit account or an insured product. The returns on the Savings Plan are subject to market fluctuations. The value of investment can go up as well as down, and the investors may not get back the full amount invested. Other costs (e.g. spreads, inducements, foreign exchange and product costs and taxes) may apply and reduce returns.

Investing in crypto-assets involves risks, including high volatility,  the potential loss of capital and cybersecurity. Carefully assess the risks before investing. Crypto-asset services are provided by Bitpanda GmbH, a crypto-asset service provider authorised by the Austrian Financial Market Authority (FMA) in accordance with Regulation (EU) 2023/1114 (MiCAR).

Execution-only services for ETFs, ETCs, and stocks are provided by BPFS. Not a public offer. Investing involves risk of loss, and past performance is not a reliable indicator of future results. Consider your circumstances and consult an independent adviser prior to investing. Other costs (e.g. spreads, inducements, foreign exchange costs, product costs and taxes) may apply and reduce your returns. See the Cost Information Document before trading. This Promotion does not constitute investment advice or an offer or a solicitation to buy or transfer financial instruments such as stocks, ETF and ETC. Investments in stocks, ETF and ETC carry inherent risks, including total loss of capital and significant market volatility. Please refer to our risk information on financial instruments for further details on potential risks prior to making any investment decisions. Bitpanda Financial Services GmbH does not offer ETFs or ETCs in Switzerland. 

M-Token is not a crypto-asset and constitutes an unregulated product offered by Bitpanda Metals. Investing in M-Token involves inherent risks, including counterparty risk associated with the storage of precious metals by third-party custodians and the risk of losing your entire investment. Past performance is not a reliable indicator of future performance. 

For more information about the Bitpanda Crypto Indices, including a detailed description of the product, the issuer and the risks, please download, read and analyse the prospectus which is available here in English (audited version). Make sure that you understand all the relevant aspects of the product and have read the prospectus before you invest in the Bitpanda Crypto Index.

IMPORTANT INFORMATION: the BCI25 will only contain 23 coins respectively instead of the usual number of constituents until further notice. The temporary change is driven by the fact that prices and trading on the market are not available for one of the coins.