Bitpanda Savings Plan
Invest
Invest a fixed amount into selected assets on a recurring schedule.
Frequency
Select weekly, bi-weekly or monthly investment intervals.
Payments
Pay with Visa, Mastercard, PayPal or via bank transfer.
Flexibility
Create multiple savings plans and pause or resume anytime.
Why invest with a savings plan
A savings plan helps you invest regularly without needing to react to short-term market movements. It supports a consistent approach and helps you build your portfolio over time.
Invest automatically on a fixed schedule.
Benefit from cost averaging by spreading your investments over time.
Reduce the impact of price fluctuations over time.
Start with small amounts and grow at your own pace.
Pause or stop whenever you want.


Want to understand how cost averaging works and how it benefits you in building your wealth over time?
Read our Bitpanda Academy article!


Types of savings plans on Bitpanda
With Bitpanda, you can invest across multiple asset classes from a single account and build a diversified portfolio on your terms.
Crypto savings plans
Start from € 10
Automated recurring investments
Trading premiums from 0.99%*
Stock savings plans
€ 0 buy order fee for stocks savings plans
Invest in well-known global companies
Build your portfolio over time
ETF savings plans
€ 0 buy order fee for ETF savings plans
Diversify across markets and sectors
Access ETFs from leading global providers
ETC savings plans
Gain exposure to commodities
Simple way to invest in gold, oil and more
Recurring investment approach
Metals savings plans
Invest in physical precious metals
Includes gold, silver, platinum and palladium
Securely stored on your behalf
Bitpanda Crypto Index savings plans
Invest in a diversified basket of crypto assets
Based on the Bitpanda Crypto Index, the first real crypto index
1.99% premium
Join millions who trust us
Trusted by millions
European regulated
Secure and easy to use
Built to keep your funds safe and your experience simple.
Best in payments
12+ secured and popular deposit options.
How to set up a savings plan
Setting up a savings plan on the Bitpanda platform is quick and straightforward. You can do it in just a few steps, whether you’re on desktop or using the app.
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What you pay, at a glance
€ 0
To set up your savings plan
€ 0
For fiat deposits
€ 0
Buy order fee for most securities savings plans
from 0.99%
Crypto trading premiums, depending on the asset*
Other costs (e.g. spreads, inducements, foreign exchange and product costs and taxes) may apply and reduce returns. See our Cost Transparency Document for crypto assets and securities (stocks, ETFs and ETCs) for details on our standard pricing and fee structure.
ETF savings plans on the Bitpanda platform
Invest regularly in diversified ETFs with an ETF savings plan. Through partnerships with leading global asset managers, you get access to a wide selection of ETFs designed to track markets, sectors and strategies, helping you build long-term exposure with confidence.

Benefit from more than 20 years of expertise and over $5 trillion* in assets managed by a global market leader. Choose from over 530 iShares ETFs, available on Bitpanda.
See more

Tap into one of Europe’s leading asset managers, with decades of experience and over €2 trillion in assets under management. Choose from over 300 Amundi ETFs.
See more
Built on decades of investment expertise from Xtrackers by DWS, one of the largest European-headquartered providers of ETFs globally. Explore more than 270 ETFs on various asset classes.
See more
Learn more about savings plans
Explore more resources to get the most out of your savings plan.
Learn about savings plans in the Bitpanda Academy.


This content is provided for marketing communication purposes and aims to offer non-binding information only. It does not constitute advice, a recommendation or an invitation to conclude a transaction.
The Bitpanda Savings Plan enables the ongoing acquisition of assets on the platform. This product is not a deposit account or an insured product. The returns on the Savings Plan are subject to market fluctuations. The value of investment can go up as well as down, and the investors may not get back the full amount invested. Other costs (e.g. spreads, inducements, foreign exchange and product costs and taxes) may apply and reduce returns.
Investing in crypto-assets involves risks, including high volatility, the potential loss of capital and cybersecurity. Carefully assess the risks before investing. Crypto-asset services are provided by Bitpanda GmbH, a crypto-asset service provider authorised by the Austrian Financial Market Authority (FMA) in accordance with Regulation (EU) 2023/1114 (MiCAR).
Execution-only services for ETFs, ETCs, and stocks are provided by BPFS. Not a public offer. Investing involves risk of loss, and past performance is not a reliable indicator of future results. Consider your circumstances and consult an independent adviser prior to investing. Other costs (e.g. spreads, inducements, foreign exchange costs, product costs and taxes) may apply and reduce your returns. See the Cost Information Document before trading. This Promotion does not constitute investment advice or an offer or a solicitation to buy or transfer financial instruments such as stocks, ETF and ETC. Investments in stocks, ETF and ETC carry inherent risks, including total loss of capital and significant market volatility. Please refer to our risk information on financial instruments for further details on potential risks prior to making any investment decisions. Bitpanda Financial Services GmbH does not offer ETFs or ETCs in Switzerland.
M-Token is not a crypto-asset and constitutes an unregulated product offered by Bitpanda Metals. Investing in M-Token involves inherent risks, including counterparty risk associated with the storage of precious metals by third-party custodians and the risk of losing your entire investment. Past performance is not a reliable indicator of future performance.
For more information about the Bitpanda Crypto Indices, including a detailed description of the product, the issuer and the risks, please download, read and analyse the prospectus which is available here in English (audited version). Make sure that you understand all the relevant aspects of the product and have read the prospectus before you invest in the Bitpanda Crypto Index.
IMPORTANT INFORMATION: the BCI25 will only contain 23 coins respectively instead of the usual number of constituents until further notice. The temporary change is driven by the fact that prices and trading on the market are not available for one of the coins.




