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USD Coin (USDC) is a fiat-backed stablecoin, which means that 1 USDC is backed by 1 US dollar on the bank account of the issuer. USD Coin (USDC) is a stablecoin developed by the CENTRE Consortium. Like other stablecoins, the actual fiat value of 1 USDC can fluctuate slightly, but in general, it tries to hold its value around a specific asset. In this case, the value of 1 USDC is supposed to stay at around 1 US dollar.