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Credit Suisse Group AG is a holding company which engages in the provision of financial services. It operates through the following segments: Swiss Universal Bank, International Wealth Management, Asia Pacific, Global Markets, Investment Bank and Asset Management. The Swiss Universal Bank segment offers comprehensive advice and financial solutions to private, corporate and institutional clients in Switzerland. The International Wealth Management segment gives advisory services as well as tailored investment and financing solutions to wealthy private clients and external asset managers in Europe, the Middle East, Africa and Latin America. The Asia Pacific segment comprises of wealth management, financing and underwriting activities. The Global Market segment delivers securities sales, trading & execution, prime brokerage and comprehensive investment research. The Investment Bank segment covers investment banking services to corporations, financial institutions and financial sponsors. The Asset Management division offers investment solutions and services globally to a broad range of clients, including pension funds, governments, foundations and endowments, corporations and individuals, along with private banking businesses. The company was founded by Alfred Escher on the 5th of July, 1856 and is headquartered in Zurich, Switzerland.